Julie Baker

I left school at the age of 16 to join The Royal Bank of Scotland where I enjoyed 30 years of working for them. At the time of leaving I was a Relationship Director looking after larger Charities and Independent Schools. I then joined Santander which is where I picked up my knowledge and love of the dental and healthcare sector. Santander had a good spread of clients with smaller lending requirements (sub £200k) but nothing in the larger deal space. So, I made contact with a number of specialist brokers and the deals started to come through as we had a good offering for the sector. However, to provide a service to clients that would set me apart from other banks I had to really get to know the sector so that I could speak my clients language when it came to acronyms such as GDC etc. Therefore, I made sure I attended as many networking events as I could, I got to know many specialist lawyers, accountants, valuers etc as its important to build relationships for when you are working on deals together.

I was then given the opportunity of doing something completely different with Metro Bank which meant that I could work locally but after 4 years I decided it wasn’t the role for me.

Now being part of the Samera team I can once again do a job that I love doing most, and that’s helping clients get the finance they need to achieve their goals, and the best thing is I am not tied to one bank this time. I can find the best deal for you and your circumstances as its not all about the lowest rate all of the time.