Category: Uncategorized

The Bank of England has increased interest rates by half a percentage point to a 15-year high of 4 per cent but suggested that rates may have peaked.

They are now anticipating a milder recession this year than previously thought and said further rises would only be needed if there were new signs that inflation was going to stay too high for too long.

This is good news, as they were previously expecting rates to peak at 4.5% to control inflation but now hopefully, they may have reached their peak at 4%.

What does this mean for you?

So, if you are seeking to borrow or refinance for your business, our panel of lenders are very active and willing to lend.

Large or small, our expert healthcare finance experts are available to help you navigate raising finance on the best terms available.

Click here to read our article on How to finance a healthcare business.

2021: Looking back

2021 was one of those years that we had to just get through. But as we come to the close of the year, it’s evident how tough things are out there in all sectors and businesses.

People are struggling, clients are struggling, businesses are struggling, so what does 2022 hold?

Well, we all have a choice in life, we can either accept the problems and challenges ahead and let them get us down, or we can embrace them, and tackle them head on.

With every challenge, comes opportunity, with every mistake, comes promise, and with every failure comes success.

I can promise you the economic environment in 2022 will not be rosy, in fact, I am pretty sure it will be even tougher as COVID variants evolve and further challenges arise.

But we all have a choice, either get beaten, or get stronger.

There’s only one choice in my view and it’s certainly not getting beaten.

2022: Looking forward

Yet despite the media gloom, we have so much to be grateful for. Yes, it may be exhausting, you may be in unchartered territories and feeling quite uncertain about what will happen next, but that is the daily experience of life. 

Change is certainly a constant in life and nowhere is this more evident than in running a growing business. Some people stay for a while, whilst others are just temporary visitors on our evolving journey, but that’s what makes things interesting.

All too often, we focus on the outcome and forget about the journey on the way to the outcome, after it is too late. 

I urge you in 2022, take a step back and actually learn to enjoy the journey, as that’s usually where you truly find satisfaction.

Life is uncertain, and it always will be. But life is also what you make of it too.

But always remember it’s the journey that matters, not the destination.

And finally, I would personally like to say a big thank you to my wonderful team, clients and friends for their ongoing support. 

The rollercoaster of life continues unabated, so make 2022 your most fulfilling year yet. Change, adapt, evolve and I wholeheartedly encourage you to go for it – whatever that may entail!

Merry Xmas and a Happy New Year to you and your loved ones. 

Arun

Last week saw the return of the live, in-person Setting up in Practice Bootcamp in London and it was a great success! 

We have been running Bootcamp online over the last couple of years and we were thrilled to be able to welcome attendees back in person and really engage with them and answer their questions in detail. 

Being back in a nice hotel with delicious refreshments and London’s best restaurants around every corner may have been our favourite part, but it’s so hard to choose! 

Over the course of the 2 days, the Samera team and some great guest speakers gave a series of talks on everything from finding a location and raising the funds, to compliance and digital marketing. 

In fact, the second day was mostly digital marketing and we covered everything a dentist needs to know to start their marketing strategy and get patients through the door. Keep an eye out for more digital marketing courses in the future if this interests you!

We would like to say a massive thank you to all of our speakers, guest speakers and especially to everyone who attended the course. We really hope you learned a lot and that it helped to kickstart your journey as a dental practice owner. 

We will be hosting more live Bootcamps next year (restrictions permitting!), so watch this space to find out the next dates if you want to start a dental practice yourself in 2022. 

Chancellor Rishi Sunak yesterday delivered a Budget to ensure the UK economy bounces back following the coronavirus (Covid-19) pandemic.

There is considerable news detailing his plans for the next 12 months and beyond.

In this webinar from 27th October 2021, Arun discusses the impact of the budget on UK Dentists.

Providing business finance to the healthcare sector

Why did you decide to set up Samera, and what’s been the best part so far?

I started Samera from my dad’s dining table back in 2002. Initially, we started as a firm of Chartered Accountants for the Healthcare sector. Since those early days we have evolved significantly, now offering a full raising finance solution for clients too.

The journey has been extremely enjoyable allowing us as a privately-owned business to implement new ideas rapidly and successfully without any intervention from third parties whilst building a loyal team and following in the sectors we work across.

Please click here to read the full interview on Good Money Guide.